A results and solutions orientated executive professional with 15+ years of valuable experience within the financial services sector. Extensive industry and executive experience and an in-depth appreciation of: Fintech, audit, risk (regulatory, operational, conduct and enterprise), insurance, financial crime prevention including FATF guidance, mortgages, quality assurance, consumer credit, debt management, DISP RES, APER, SUP, product governance, corporate governance, consumer protection, TCF, PRIN and other key parts of PRA, FCA, MOJ and HMRC regulations and requirements, lending code and FCA sourcebooks (COBS, CASS, RVECA, CONC, ICOBS, MCOBS, CONC, SYSC, SMR, T&C and BCOBS etc).