A seasoned banking professional with extensive experience in retail banking operations and internal audit, specializing in BSA​/​AML and consumer compliance. Recognized as a subject matter expert (SME) in regulatory compliance, with a proven track record of evaluating and enhancing compliance programs, conducting risk assessments, and ensuring adherence to federal banking regulations, including the Bank Secrecy Act, OFAC, ECOA, UDAAP, and other consumer protection laws. Adept at identifying control gaps, developing corrective action plans, and advising on best practices to strengthen compliance frameworks across financial institutions.